Nobody likes a debt collector. But debt collectors, and the companies
they work for, serve a legitimate purpose in our economy.
Conventional debt collectors have a fairly limited set of tools at their disposal
when trying to get you to pay legitimate debts. The collection industry is challenged
even further by the fact that most of us want to avoid having any contact with them.
Every phone call and collection notice in the mail is a confrontation from the perspective
that you are being confronted with the reality of your past or present financial reality.
Now consider how hard it is for a conventional debt collector to get in touch with
someone to talk about resolving the bill particularly if they are on another continent.